If you are looking for the Social Security Payment Schedule for January 2023 look no further. We can help you. Social Security pays benefits in the month following the month for which they are due. For example, the September benefit is paid in October.
For those on Social Security retirement benefits or disability (SSDI or SSI), knowing when your payments will be deposited each month is crucial.
That’s because, for a majority, the monthly Social Security benefit is the main source of income.
Knowing the payment date helps you plan ahead and ensure that your bills are paid on time.
In addition, if you know when the payment will be deposited and available, you can plan for cash withdrawals from your account.
In the post below, we have explained in detail how the Social Security Payment Schedule works and provide you with the specific dates on which your December benefit payments will be deposited into your account.
Alert: Get the February 2023 Social Security Payment Calendar.
This Post will Cover:
- No More Paper Checks for Social Security Benefits
- How the Social Security Payment Calendar Works
- Social Security Payment Schedule for January 2023
- The Complete 2023 Social Security Payments Schedule
- What To Do If You Don’t Recieve Your Benefits
- Social Security Benefits Questions and Answers
No More Paper Checks for Social Security Benefits
Since 1935, the Social Security Administration (SSA) has mailed paper checks to Social Security beneficiaries.
However, that ended in May 2011.
That’s because Congress passed a law that required all recipients of payments from federal benefits programs to sign up for electronic payments.
Since then, all new recipients of Social Security and Supplemental Security Income disability have been required to sign up for electronic payments.
In addition, existing recipients of Social Security and SSI had to comply with the new requirements by March 1, 2013.
As a result, the SSA no longer mails paper checks for Social Security benefits, including disability payments.
How the Social Security Payment Schedule Works
If you are receiving Social Security Retirement or Social Security Disability Insurance benefits (SSDI), your payment date depends on your birth date.
In addition, If you are receiving payments on the record of a retired, disabled, or deceased worker (for example, spousal or survivor benefits), that person’s birthday sets the schedule.
Here’s how the Social Security Payment schedule works for those who receive Social Security retirement benefits or SSDI:
- If your birthday is in the first 10 days of the month, then you’ll receive your benefits payments on the second Wednesday of each month.
- For those with birthdays between the 11th and the 20th, benefit payments are deposited on the third Wednesday of the month.
- Payments are made on the fourth Wednesday of the month for those with birthdays on the 21st or later.
Here is a table that better displays how the payment schedule works:
|1st – 10th||Second Wednesday|
|11th – 20th||Third Wednesday|
|21st – 31st||Fourth Wednesday|
Now that you understand how the payment schedule works, it’s time to review the 2023 payment calendar as released by the SSA.
If you’ve been receiving Social Security benefits prior to May 1997 or you get both Social Security and SSI payments, here’s what you need to know:
Your payments will be made on the 3rd of each month. If the 3rd falls on a weekend or holiday, payment will be made on the preceding Friday.
Here is the complete SSI payment schedule for 2023.
First, we have first listed dates for those only receiving SSI benefits.
Next, we have provided dates for those receiving both Social Security retirement benefits and SSI.
Social Security Payment Schedule for January 2023
Here is when to expect your Social Security payment for January 2023:
Social Security and Social Security Disability Insurance (SS and SSDI)
For those receiving Social Security Retirement Benefits or Disability Benefits, here is your payment schedule for January:
- If your birth date falls on the 1st – 10th day of the month, benefits are paid on January 11th.
- Also, if your birth date falls on the 11th – 20th day of the month, benefits are paid on January 18th.
- If your birth date falls on the 21st – 31st day of the month, benefits are paid on January 25th.
Supplemental Security Income (SSI) Payment Schedule
If you receive Supplemental Security Income (SSI), you will receive your payments on the 1st of each month.
The exception is when the 1st falls on a weekend or holiday.
If the first falls on a holiday, then you will receive your payment the business day before.
However, if the first falls on a weekend, you’ll receive your payment on the preceding Friday.
January 2023 SSI Payment Schedule
Since January 1st, 2023 falls on a Sunday, SSI payments for the month will be deposited on Friday, December 30th, 2022.
If you receive your payment via a bank account or a prepaid debit card like the Direct Express Debit card, you should see your benefits in your account on or before Friday, December 30th, 2022.
Both SS and SSI Recipients
Since January 3, 2023, falls on a Tuesday, you will receive your benefits on Tuesday, January 3, 2023.
The Complete 2023 Social Security Payment Schedule
Here is a simplified version of the 2023 Social Security Payment Calendar for Social Security retirement benefits and SSDI beneficiaries.
If your birthday falls between the 1st and 10th:
- January 11
- February 8
- March 8
- April 12
- May 10
- June 14
- July 12
- August 9
- September 13
- October 11
- November 8
- December 13
Next, if your birthday falls between the 11th and 20th:
- January 18
- February 15
- March 15
- April 19
- May 17
- June 21
- July 19
- August 16
- September 20
- October 18
- November 15
- December 20
If your birthday falls between the 21st and 31st:
- January 25
- February 22
- March 22
- April 26
- May 24
- June 28
- July 26
- August 23
- September 27
- October 25
- November 22
- December 27
Supplemental Security Income (SSI) Payment Schedule for 2023
For SSI recipients, benefits will arrive on the first of the month.
However, if the 1st of the month falls on a Saturday, Sunday, or a federal holiday, you will be paid on the business day before then.
For example, if the 1st of the month falls on a Saturday, you’ll receive your benefits the Friday before.
|2023||SSI||Both SS & SSI|
What To Do If You Don’t Recieve Your Benefits
If you do not receive your payment on your specified day or date, the Social Security Administration asks that you wait three mailing days before contacting them.
You can contact Social Security at 1-800-772-1213.
See the December 2022 Social Security Payment Schedule.
Social Security Benefits Questions and Answers
Here is the summary of the most frequently asked Social Security Benefits Questions and Answers.
I am a widow. Can I Collect Social Security?
Yes. A widow or widower can receive up to 100% of a spouse’s benefit amount.
However, to get 100% of a spouse’s benefit amount, the survivor must have reached full retirement age at the time of the application.
If they have not reached full retirement age, then the payment is reduced to somewhere between 71% and 99% of the deceased’s entitlement if the widowed person is at least 60 but under full retirement age.8
There is an exception to this rule for disabled people.
Disabled widowed spouses can apply as early as age 50.
What is the Average Social Security Benefits Amount in 2023?
The average Social Security retirement benefit amount for 2023 is $1,676.53 a month.
The maximum benefit is $3,345 a month for someone who files for Social Security in 2023 at full retirement age (FRA).
Here’s how the figures break down by recipient, as of October 2022.
|Type of beneficiary||Percent of total payouts||Average monthly benefit|
How do I unlock my Social Security account?
Have you been locked out of your Social Security account? Here’s why:
You – or perhaps someone else – entered inconsistent or incorrect login information, which prompted the Social Security Administration to lock your account.
This is done to protect your information from potentially fraudulent or unauthorized access.
If you are locked out of your Social Security account, you can call the Social Security Help Desk.
You can reach them at 1-800-772-1213 from Monday through Friday between the hours of 8 a.m. and 7 p.m. ET.
Social Security Payment Schedule for December Summary
Here’s the bottom line:
If you receive Social Security retirement benefits or SSDI, then your benefits will be paid based on your birthdate.
SSI (Supplemental Security Income) payments are issued on the first of every month.
For January 2023:
Social Security and SSDI payments will be made using the schedule below:
- on January 11th if your birth date falls on the 1st – 10th day of the month.
- If your birth date falls on the 11th – 20th day of the month, you will get your deposit on January 18th.
- Finally, if your birth date falls on the 21st – 31st day of the month, your benefits will be paid on January 25th.
For SSI recipients:
January 1st, 2023 falls on a Sunday, SSI payments for the month will be deposited on Friday, December 30th, 2022.
Both SS and SSI Recipients
Also, since January 3, 2023, is on a Tuesday, you will receive your benefits on Tuesday, January 3, 2023.
If you still have questions, you should leave a comment below.
However, what may be an even greater help is to join our FREE Facebook members group about Making Sense of Social Security Benefits.
It’s a very active group with some really smart people who love to answer any questions you may have about Social Security Benefits.
Also, from time to time, our team of editors drops in to contribute and answer questions.
Finally, be sure to check out our other articles about Social Security and Disability Benefits, including: