Terms of Use

Welcome to Social Security Genius! Please read these Terms of Use carefully before using this website and its associated pages. Social Security Genius (socialsecuritygenius.com) is owned by New Rhino LLC, located at 8370 Court Avenue, Suite 1B, Ellicott City, MD 21043.

Using this website constitutes your acceptance of these Terms of Use. We reserve the right to update these Terms of Use at any point. Please also review our Privacy Policy.

Advertising Policy

Social Security Genius may contain advertisements from third parties. Such advertisements do not constitute an endorsement by Social Security Genius, and we are not responsible for any advertisement’s content, claims, or link operation. Social Security Genius will not be held liable for any damages resulting from viewing advertisements on socialsecuritygenius.com and associated pages or interacting with such advertisers in any way.

We place ads on the site using standard and widely-available tools, such as those offered by Google, Inc. We’re able to show you highly relevant ads using cookies. These cookies do not contain personal information. By using this site, you give consent to the use of cookies by Google and any other advertising partners we are using at any given time. If you would like to see which advertising partners we’re currently working with, click on the ad preferences icon.

You can view, add, or remove interest categories for your cookies by visiting Google’s Ad Settings tool. If you want to opt out of cookies altogether, you can do so at the Network Advertising Initiative’s opt-out page. Know that these tools use cookies, so if you clear your cookies after opting out, you will begin using cookies again.

You can find out more about cookies in our Privacy Policy.

Be aware that Social Security Genius uses affiliate and referral links. With affiliate and referral links, we receive monetary compensation or credits to a service when users commit to the product or service (such as with Amazon products, like Social Security Genius is a participant in the Amazon Services LLC Associates Program). We only link to products and services that we strongly believe many users would enjoy using.

We disclose our use of monetized links in accordance with the FTC Advertising Endorsements Guide. Rules include disclosing paid links in an obvious manner at the appropriate places on a website. Any article on Social Security Genius that has even one monetized link receives a disclosure that appears before the body of the article.

For more information, read our complete Affiliate Disclosure here.

Comments and Other Information Posted by Users

All comments are reviewed before publication. Reasons a comment won’t get published include but are not limited to: hate, libel, very specific local questions, comments unrelated to the article (please use our Contact page instead), promotional comments, and comments not useful to other readers.

When you submit a comment, you agree that the information can be edited for clarity, grammar, and spelling if necessary, and can be viewed by anyone.

Social Security Genius is not responsible nor will be held liable for any comment’s implication, content, and/or intent.

Besides on the article page itself, comments may be reposted to our About page as testimonials to the quality of our content.

Content Accuracy and Validity

The content on Social Security Genius has gone through a thorough editorial/peer review process and is reviewed and updated regularly.

However, Social Security Genius is not responsible or liable for the accuracy, usefulness, or availability of any information made available on this site, and is not responsible or liable for any error or omission in that information.

All material on socialsecuritygenius.com and its associated pages is owned by New Rhino, LLC. We prohibit any unauthorized use and/or duplication of any of the copyrighted material.

It is acceptable to use excerpts from Social Security Genius as long as Social Security Genius is cited as the source.

Images posted by Social Security Genius have been either created internally or purchased lawfully through a third party Social Security Genius will not be held liable for any harm caused by these images, including, but not limited to, personal offense.

If you believe that your intellectual property rights have been infringed upon, please contact us.

Content on Social Security Genius may contain links to third-party websites. Social Security Genius does not control these external websites and therefore is not responsible or liable for the information contained on third-party websites. This means that any information seen on a domain other than socialsecuritygenius.com and its associated pages is not our responsibility.

In addition, the mention of a third-party website, company, or product and/or inclusion of a third-party link does not imply an endorsement of or collaboration with that website, company, or product by Social Security Genius.

We only link to URLs we believe you as a user would like to know about. We cannot dictate what information appears at those links at all times, as we are not in control of those websites; therefore, we cannot be held liable for the information they contain.

Advice Disclaimer

We are not liable for the execution of our content. As you are reminded at the bottom of every page on the site, “Our content does not substitute a professional consultation. We encourage you to also seek the one-on-one help of a certified professional.”

Libel and Defamation

Social Security Genius is a website with no intention or desire to do or cause any harm. The content is not intended to malign any groups or individuals including but not limited to: religions, ethnic groups, clubs, organizations, or companies. Users of the site will not hold Social Security Genius liable for anything that is said or displayed on the website. We strive to keep Social Security Genius a family-friendly resource.

Non-Commercial Use

You may access, display, download, and print portions of this website for non-commercial use, provided the source remains as part of the document. You may not modify or profit from this content in any way.


When Social Security Genius mentions companies, websites, and/or products, this should not be inferred as Social Security Genius claiming representation of these third parties. The words expressed in the content belong only to Social Security Genius and do not make claims of representation of any third parties (companies, websites, etc.) mentioned. We often respect the companies we discuss, but other times, we are letting users know why they perhaps should not to trust a company. Therefore, we cannot be held liable for mentioning any particular company.

User Behavior That Is Not Tolerated

Social Security Genius does not tolerate spam, solicitation, personal attacks, hate speech, or phishing. These types of messages will be removed and/or ignored.


While we have always been virus-free, Social Security Genius does not guarantee that socialsecuritygenius.com or the websites it links to are free of viruses or other code that may damage your assets. You are responsible for any problems that could occur from the use of socialsecuritygenius.com and its associated pages.

About Us

Social Security Genius is a privately-owned website that helps individuals access information on Social Security, Retirement and Disability benefits. We are not affiliated with the U.S. Social Security Administration. The information provided on our website is intended for educational and informative purposes, and is not professional or legal advice.

SocialSecurityGenius.com is a free resource to help individuals learn about the different types of Social Security benefits and how they are paid, including retirement, disability, dependents, and survivors benefits. To learn more about us, check our complete About page.

Contact Us

If you have questions, comments, or concerns, please use our contact page to get in touch or send mail to:

New Rhino LLC
8370 Court Avenue, 1B
Ellicott City, MD 21043

Updated 6/15/21