If you are looking for the Social Security Payment Schedule for November 2021, look no further. We can help you. Social Security pays benefits in the month following the month for which they are due. For example, the December benefit is paid in January.
For those on Social Security retirement benefits or disability (SSDI or SSI), knowing when your payments will be deposited each month is crucial.
That’s because, for a majority, the monthly Social Security benefit is the main source of income.
Knowing the payment date helps you plan ahead and ensure that your bills are paid on time.
In addition, if you know when the payment will be deposited and available, you can plan for cash withdrawals from your account.
In the post below, we have explained in detail how the Social Security Payment Schedule works and provide you with the specific dates on which your November benefit payments will be deposited into your account.
This Post will Cover:
- No More Paper Checks for Social Security Benefits
- How Social Security Payment Calendar Works
- Social Security Payment Schedule for November 2021
- Complete 2021 Social Security Payments Schedule
- What To Do If You Don’t Recieve Your Benefits
- Social Security Benefits Questions and Answers
No More Paper Checks for Social Security Benefits
Since 1935, the Social Security Administration (SSA) has mailed paper checks to Social Security beneficiaries.
However, that ended in May 2011.
That’s because Congress passed a law that required all recipients of payments from federal benefits programs to sign up for electronic payments.
Since then, all new recipients of Social Security and Supplemental Security Income disability have been required to sign up for electronic payments.
In addition, existing recipients of Social Security and SSI had to comply with the new requirements by March 1, 2013.
As a result, the SSA no longer mail paper checks for Social Security benefits, including disability payments.
How Social Security Payment Schedule Works
If you are receiving Social Security Retirement or Social Security Disability Insurance benefits (SSDI), your payment date depends on your birth date.
In addition, If you are receiving payments on the record of a retired, disabled, or deceased worker (for example, spousal or survivor benefits), that person’s birthday sets the schedule.
Here’s how the Social Security Payment schedule works for those who receive Social Security retirement benefits or SSDI:
- If your birthday is in the first 10 days of the month, then you’ll receive your benefits payments on the second Wednesday of each month.
- For those with birthdays between the 11th and the 20th, benefit payments are deposited on the third Wednesday of the month.
- Payments are made on the fourth Wednesday of the month for those with birthdays on the 21st or later.
Here is a table that better displays how the payment schedule works:
|1st – 10th||Second Wednesday|
|11th – 20th||Third Wednesday|
|21st – 31st||Fourth Wednesday|
Now that you understand how the payment schedule works, it’s time to review the 2021 payment calendar as released by the SSA.
If you’ve been receiving Social Security benefits prior to May 1997 or you get both Social Security and SSI payments, here’s what you need to know:
Your payments will be made on the 3rd of each month. If the 3rd falls on a weekend or holiday, payment will be made on the preceding Friday.
Here is the complete SSI payment schedule for 2021.
We have first listed dates for those only receiving SSI benefits.
Next, we have provided dates for those receiving both Social Security retirement benefits and SSI.
Social Security Payment Schedule November 2021
Here is when to expect your Social Security payment for November 2021:
Social Security and Social Security Disability Insurance (SS and SSDI)
For those receiving Social Security Retirement Benefit or Disability Benefits, here is your payment schedule for November:
- If your birth date falls on the 1st – 10th day of the month, benefits are paid on November 10th.
- Also, if your birth date falls on the 11th – 20th day of the month, benefits are paid on November 17th.
- If your birth date falls on the 21st – 31st day of the month, benefits are paid on November 24th.
Supplemental Security Income (SSI) Payment Schedule
If you receive Supplemental Security Income (SSI), you will receive your payments on the 1st of each month.
The exception is when the 1st falls on a weekend or holiday.
If the first falls on a holiday, then you will receive your payment the business day before.
However, if the first falls on a weekend, you’ll receive your payment on the preceding Friday.
November 2021 SSI Payment Schedule
Since November 1st, 2021 falls on a Monday, SSI payments for the month will be deposited on Monday, November 1st, 2021.
If you receive your payment via a bank account or a prepaid debit card like the Direct Express Debit card, you should see your benefits in your account on or before Monday, November 1st, 2021.
Both SS and SSI Recipients
Since November 3, 2021, is on a Wednesday, you will receive your benefits on Wednesday, November 3, 2021.
The Complete 2021 Social Security Payment Schedule
Here is a simplified version of the 2021 Social Security Payment Calendar for Social Security retirement benefits and SSDI beneficiaries.
If your birthday falls between the 1st and 10th:
- January 13
- February 10
- March 10
- April 14
- May 12
- June 9
- July 14
- August 11
- September 8
- October 13
- November 10
- December 8
If your birthday falls between the 11th and 20th:
- January 20
- February 17
- March 17
- April 21
- May 19
- June 16
- July 21
- August 18
- September 15
- October 20
- November 17
- December 15
If your birthday falls between the 21st and 31st:
- January 27
- February 24
- March 24
- April 28
- May 26
- June 23
- July 28
- August 25
- September 22
- October 27
- November 24
- December 22
Supplemental Security Income (SSI) Payment Schedule for 2021
For SSI recipients, benefits will arrive on the first of the month. If the 1st of the month falls on a Saturday, Sunday, or a federal holiday, you will be paid on the business day before then.
For example, if the 1st of the month falls on a Saturday, you’ll receive your benefits the Friday before.
|2021||SSI Only||Both SS & SSI|
What To Do If You Don’t Recieve Your Benefits
If you do not receive your payment on your specified day or date, the Social Security Administration asks that you wait three mailing days before contacting them.
You can contact Social Security at 1-800-772-1213.
Social Security Benefits Questions and Answers
Here is the summary of the most frequently asked Social Security Benefits Questions and Answers.
How Did Social Security Start?
The Social Security Act was signed into law by President Franklin Delano Roosevelt in August 1935.
Initially, Social Security only paid a single lump-sum retirement benefit.
However, monthly payments were implemented in 1940.
Since then, the Social Security program has evolved to include a collection of programs.
Here’s the list of what Social Security currently pays:
- Retirement benefits
- Disability benefits
- Survivors benefits
- A lump-sum death benefit
What is the Average Social Security Benefit?
What Is the Average Monthly Benefit?
How much you will receive in Social Security benefits depends on which program you are on.
When you apply and meet the eligibility criteria for your program, the Social Security Administration will provide you with an estimate of your benefits.
However, you can also log in to my Social Security account online to see how much you are likely to receive in retirement or disability benefits.
Here are the average benefit amounts for 2021 by program:
2021 Social Security Estimated Average Monthly Benefit
|All retired workers||$1,503|
|Aged couple, both receiving Social Security||$2,596|
|Widowed mother and two children||$3,001|
|Aged widow(er) alone||$1,453|
|Disabled worker, spouse, and one or more children||$2,224|
|All disabled workers||$1,277|
Is it Best to Apply for Social Security at Full Retirement Age?
You can start your Social Security retirement benefits as early as age 62.
However, the amount of your monthly benefit will be less than if you wait until your Full Retirement age (FRA).
For example, if your FRA is 66 years, the reduction of your benefit at age 62 is 25 percent.
At age 63, it’s about 20 percent, at age 64, it’s about 13.3 percent, and at age 65, it’s about 6.7 percent.
However, If your FRA is age 67 years, the reduction of your benefit at age 62 is 30 percent.
At age 63 it’s about 25 percent, at age 64 it’s about 20 percent, at age 65 it’s about 13.3 percent, and at age 66 it’s about 6.7 percent.
Also, here’s a very important point to remember if you are collecting Social Security before your FRA:
When you apply for Social Security benefits before your FRA, the benefit amount you receive will stay the same for the entire time you collect Social Security.
Social Security Payment Schedule November 2021 Summary
Here’s the bottom line:
If you receive Social Security retirement benefits or SSDI, then your benefits will be paid based on your birthdate.
SSI (Supplemental Security Income) payments are issued on the first of every month.
For November 2021:
Social Security and SSDI payments will be made using the schedule below:
- on November 10th if your birth date falls on the 1st – 10th day of the month.
- If your birth date falls on the 11th – 20th day of the month, you will get your deposit on November 17th.
- Finally, if your birth date falls on the 21st – 31st day of the month, your benefits will be paid on November 24th.
For SSI recipients:
November 1st, 2021 falls on a Monday, SSI payments for the month will be deposited on Monday, November 1st, 2021.
Both SS and SSI Recipients
Also, since November 3, 2021, is on a Wednesday, you will receive your benefits on Wednesday, November 3, 2021.
If you still have questions, you should leave a comment below.
However, what may be an even greater help is to join our FREE Facebook members group about Making Sense of Social Security Benefits.
It’s a very active group with some really smart people who love to answer any questions you may have about Social Security Benefits.
Also, from time to time, our team of editors drop in to contribute and answer questions.