If you are looking for the Social Security Payment Schedule for September 2022 look no further. We can help you. Social Security pays benefits in the month following the month for which they are due. For example, the June benefit is paid in July.
For those on Social Security retirement benefits or disability (SSDI or SSI), knowing when your payments will be deposited each month is crucial.
That’s because, for a majority, the monthly Social Security benefit is the main source of income.
Knowing the payment date helps you plan ahead and ensure that your bills are paid on time.
In addition, if you know when the payment will be deposited and available, you can plan for cash withdrawals from your account.
In the post below, we have explained in detail how the Social Security Payment Schedule works and provide you with the specific dates on which your December benefit payments will be deposited into your account.
This Post will Cover:
- No More Paper Checks for Social Security Benefits
- How Social Security Payment Calendar Works
- Social Security Payment Schedule for September 2022
- Complete 2022 Social Security Payments Schedule
- What To Do If You Don’t Recieve Your Benefits
- Social Security Benefits Questions and Answers
No More Paper Checks for Social Security Benefits
Since 1935, the Social Security Administration (SSA) has mailed paper checks to Social Security beneficiaries.
However, that ended in May 2011.
That’s because Congress passed a law that required all recipients of payments from federal benefits programs to sign up for electronic payments.
Since then, all new recipients of Social Security and Supplemental Security Income disability have been required to sign up for electronic payments.
In addition, existing recipients of Social Security and SSI had to comply with the new requirements by March 1, 2013.
As a result, the SSA no longer mail paper checks for Social Security benefits, including disability payments.
How Social Security Payment Schedule Works
If you are receiving Social Security Retirement or Social Security Disability Insurance benefits (SSDI), your payment date depends on your birth date.
In addition, If you are receiving payments on the record of a retired, disabled, or deceased worker (for example, spousal or survivor benefits), that person’s birthday sets the schedule.
Here’s how the Social Security Payment schedule works for those who receive Social Security retirement benefits or SSDI:
- If your birthday is in the first 10 days of the month, then you’ll receive your benefits payments on the second Wednesday of each month.
- For those with birthdays between the 11th and the 20th, benefit payments are deposited on the third Wednesday of the month.
- Payments are made on the fourth Wednesday of the month for those with birthdays on the 21st or later.
Here is a table that better displays how the payment schedule works:
|1st – 10th
|11th – 20th
|21st – 31st
Now that you understand how the payment schedule works, it’s time to review the 2022 payment calendar as released by the SSA.
If you’ve been receiving Social Security benefits prior to May 1997 or you get both Social Security and SSI payments, here’s what you need to know:
Your payments will be made on the 3rd of each month. If the 3rd falls on a weekend or holiday, payment will be made on the preceding Friday.
Here is the complete SSI payment schedule for 2022.
First, we have first listed dates for those only receiving SSI benefits.
Next, we have provided dates for those receiving both Social Security retirement benefits and SSI.
Social Security Payment Schedule for September 2022
Here is when to expect your Social Security payment for September 2022:
Social Security and Social Security Disability Insurance (SS and SSDI)
For those receiving Social Security Retirement Benefits or Disability Benefits, here is your payment schedule for September:
- If your birth date falls on the 1st – 10th day of the month, benefits are paid on September 14th.
- Also, if your birth date falls on the 11th – 20th day of the month, benefits are paid on September 21st.
- If your birth date falls on the 21st – 31st day of the month, benefits are paid on September 28th.
Supplemental Security Income (SSI) Payment Schedule
If you receive Supplemental Security Income (SSI), you will receive your payments on the 1st of each month.
The exception is when the 1st falls on a weekend or holiday.
If the first falls on a holiday, then you will receive your payment the business day before.
However, if the first falls on a weekend, you’ll receive your payment on the preceding Friday.
September 2022 SSI Payment Schedule
Since September 1st, 2022 falls on a Thursday, SSI payments for the month will be deposited on Thursday, September 1st, 2022.
If you receive your payment via a bank account or a prepaid debit card like the Direct Express Debit card, you should see your benefits in your account on or before Thursday, September 1st, 2022.
Both SS and SSI Recipients
Since September 3, 2022, falls on a Saturday, you will receive your benefits on Friday, September 2nd, 2022.
The Complete 2022 Social Security Payment Schedule
Here is a simplified version of the 2022 Social Security Payment Calendar for Social Security retirement benefits and SSDI beneficiaries.
If your birthday falls between the 1st and 10th:
- January 12
- February 9
- March 9
- April 13
- May 11
- June 8
- July 13
- August 10
- September 14
- October 12
- November 9
- December 14
Next, if your birthday falls between the 11th and 20th:
- January 19
- February 16
- March 16
- April 20
- May 18
- June 15
- July 20
- August 17
- September 21
- October 19
- November 16
- December 21
If your birthday falls between the 21st and 31st:
- January 26
- February 23
- March 23
- April 27
- May 25
- June 22
- July 27
- August 24
- September 28
- October 26
- November 23
- December 28
Supplemental Security Income (SSI) Payment Schedule for 2022
For SSI recipients, benefits will arrive on the first of the month.
However, if the 1st of the month falls on a Saturday, Sunday, or a federal holiday, you will be paid on the business day before then.
For example, if the 1st of the month falls on a Saturday, you’ll receive your benefits the Friday before.
|Both SS & SSI
What To Do If You Don’t Recieve Your Benefits
If you do not receive your payment on your specified day or date, the Social Security Administration asks that you wait three mailing days before contacting them.
You can contact Social Security at 1-800-772-1213.
Social Security Benefits Questions and Answers
Here is the summary of the most frequently asked Social Security Benefits Questions and Answers.
Do I Pay Taxes on Social Security Benefits?
The answer depends on your combined income (social security benefits plus income from other sources).
However, you will never pay taxes on more than 85% of your Social Security income.
For 2022, if you file taxes as an individual with a total income that’s less than $25,000, you won’t have to pay taxes on your Social Security benefits.
However, single filers with a combined income of $25,000 to $34,000 must pay income taxes on up to 50% of their Social Security benefits.
Additionally, if your combined income is more than $34,000, you will pay taxes on up to 85% of your Social Security benefits.
The figures are different for married couples.
If you are married and filing jointly, you will pay taxes on up to 50% of your Social Security income if you have a combined income of $32,000 to $44,000.
Furthermore, if you have a combined income of more than $44,000, you will pay taxes on up to 85% of your Social Security benefits.
I am a widow. Can I Collect Social Security?
Yes. A widow or widower can receive up to 100% of a spouse’s benefit amount.
However, to get 100% of a spouse’s benefit amount, the survivor must have reached full retirement age at the time of the application.
If they have not reached full retirement age, then the payment is reduced to somewhere between 71% and 99% of the deceased’s entitlement if the widowed person is at least 60 but under full retirement age.8
There is an exception to this rule for disabled people.
Disabled widowed spouses can apply as early as age 50.
How Much Does Early Retirement Reduce Social Security Amount?
If you file for Social Security benefits at 62, it means that you are filing 60 months early.
This will permanently reduce your monthly benefit by 30 percent.
As an example, if you would have been entitled to $1,000 a month at full retirement age, you will get $700 if you start benefits when you turn 62.
Here’s what the reduction would be in subsequent years.
- 25 percent at age 63
- 20 percent at age 64
- 13.3 percent at age 65
- 6.7 percent at age 66
Can I split my Social Security direct deposit between two bank accounts?
No. The Social Security Administration does not currently have an option to split your Social Security or SSI payments between two bank accounts.
However, you can set up a monthly transfer from the account where you currently receive your Social Security benefits into another bank account.
Can I get my SSI Benefits on a Direct Express Card?
Yes. If you’ve been approved for Supplemental Security Income (SSI) benefits, you will be required to receive your monthly benefits electronically.
You have two options to get your monthly benefits – by direct deposit into a bank account or via the Direct Express Debit Card.
When you choose to get your Supplemental Security Income benefits by direct deposit, the Social Security Administration will electronically deposit your funds directly into the checking account, savings account, or Direct Express card.
If you decide to get your benefit by a Direct Express card, remember that there are no enrollment fees or minimum balance requirements to open or use the account.
There are 3 ways to enroll in direct deposit of Social Security and other government benefits:
- Visit the U.S. Department of the Treasury website to sign up for Direct Deposit for federal benefits.
Call the U.S. Department of the Treasury at 800.333.1795.
Schedule an appointment at your nearest Social Security office and they be happy to assist you.
Social Security Payment Schedule for September Summary
Here’s the bottom line:
If you receive Social Security retirement benefits or SSDI, then your benefits will be paid based on your birthdate.
SSI (Supplemental Security Income) payments are issued on the first of every month.
For September 2022:
Social Security and SSDI payments will be made using the schedule below:
- on September 14th if your birth date falls on the 1st – 10th day of the month.
- If your birth date falls on the 11th – 20th day of the month, you will get your deposit on September 21st.
- Finally, if your birth date falls on the 21st – 31st day of the month, your benefits will be paid on September 28th.
For SSI recipients:
September 1st, 2022 falls on a Thursday, SSI payments for the month will be deposited on Thursday, September 1st, 2022.
Both SS and SSI Recipients
Also, since September 3, 2022, is on a Saturday, you will receive your benefits on Friday, September 2nd, 2022.
If you still have questions, you should leave a comment below.
However, what may be an even greater help is to join our FREE Facebook members group about Making Sense of Social Security Benefits.
It’s a very active group with some really smart people who love to answer any questions you may have about Social Security Benefits.
Also, from time to time, our team of editors drop in to contribute and answer questions.
Finally, be sure to check out our other articles about Social Security and Disability Benefits, including: